
Earning a strong GPA in college takes focus, time, and serious effort. It reflects your ability to meet deadlines, master course material, and stay consistent over the semester. If you’re thinking about transferring to a new college or university, it’s natural to wonder what will happen to all that hard work. Are you worried that your transfer credits will affect your GPA in ways you don’t expect? Understanding how schools use your existing course credits and handle your academic record during a transfer can help you plan ahead and stay in control of your goals.
Do Transfer Credits Count Toward Your GPA?
New schools typically do not include college transfer credits in your GPA calculation. Grading standards and course rigor often vary between institutions, so including old grades can diminish the consistency and fairness of their academic evaluations.
Transfer Credit Basics
Every course you pass in college earns a certain number of credits, usually based on the number of hours you spend in a classroom each week. If you change schools in the middle of a program or go back to college as an adult, you can often transfer credits from your first college to the next so that you can avoid retaking similar courses. Transfer credits can do the following:
- Fulfill advanced course prerequisites
- Count toward graduation credit requirements
- Satisfy general education requirements
- Apply to major or minor requirements
- Provide elective credit
In essence, transferring college credit can save you money and help you graduate from your new institution without starting back at the beginning.
How Transfer Credits Work
When you transfer schools, you’ll submit official transcripts from your previous institutions. The new college evaluates each course to determine if it matches its curriculum in content, level, and rigor. If it is deemed equivalent, it’s accepted as a transfer credit and applied to your academic record.
What If Your University Is Closing or Has Closed?
If your current college or university is closing, you’re not alone, and you’re not out of options. While this kind of disruption can feel overwhelming, many accredited institutions offer transfer pathways specifically designed for students in your situation.
When a school shuts down, you can still request official transcripts through a state or third-party custodian. These transcripts are essential for evaluating your previously earned credits. Once submitted, your new college will review them just like any other transfer application, checking to see which credits align with their own curriculum and degree requirements.
It’s also common for colleges to create teach-out agreements or transfer partnerships to help students from a closing institution stay on track. These arrangements can make it easier to transfer your credits, maintain similar tuition costs, and avoid unnecessary retakes. For example, The University of Olivet is currently offering a dedicated transfer pathway for students from the closing Siena Heights University. This includes financial aid designed to align with students’ previous costs and a streamlined credit evaluation process to make the transition as smooth as possible.
Even if a university doesn’t have a formal agreement with your specific institution, you’re typically still welcome to apply as a traditional transfer student. While certain partnership benefits may not apply in that case, many universities will work with you to ensure you receive a thorough review of your credits and a clear path toward graduation.
Do Transfer Credits Show on an Official Transcript?
Your new college usually records transfer credits on your official transcript from that school. This information helps academic advisors, graduate schools, and employers understand the coursework you’ve already completed and how it contributes to your degree.
How Transcripts Display Transfer Credits
Most colleges include a dedicated section on your transcript labeled something like “Transfer Credit Accepted” or “External Credit.” This section usually lists the name of the institution where you completed the courses and the total number of credits accepted. Some schools may also list individual courses that you transferred, including course titles and credit hours, but often without the grades earned.
Value of Transfer Credits on Your Transcript
Having transfer credits documented on your official transcript can be valuable when applying for graduate programs and certifications that require proof of specific coursework or credit hours. However, since policies vary, it’s important to consult your new institution’s registrar or academic advisor to understand how your transfer credits will be represented on your transcript.
What Is a Transfer GPA and Why Does It Matter?
A transfer GPA is the grade point average calculated from the grades you earned in transferable courses at your previous colleges. While your cumulative GPA at your new institution doesn’t include transfer credits, the transfer GPA reflects your academic performance before transferring.
How To Calculate Your Transfer GPA
Use the following steps to figure out your transfer GPA:
- Determine which of your completed courses are transferable to the new school.
- Convert each letter grade to its corresponding grade point value (e.g., A = 4.0, B = 3.0, etc.).
- For each course, multiply the grade point value by the course’s number of credit hours.
- Add up all the grade points and divide by the total number of credit hours from transferable courses.
Note that institutions may not include courses graded as Pass/Fail or those not meeting the minimum grade requirement (often a C or higher).
Why Your Transfer GPA Is Important
Your transfer GPA plays a significant role in the admissions process at many colleges and universities. Admissions committees often use it to assess your academic readiness and determine eligibility for admission. Additionally, certain majors or programs may have minimum GPA requirements for entry, making your transfer GPA a critical factor in your application.
Furthermore, academic advisors consider your transfer GPA when helping you plan your course schedule. It can influence placement in certain classes and make sure you meet prerequisites for advanced courses.
Your transfer GPA also matters for scholarship eligibility. Many institutions offer merit-based scholarships to transfer students, and a higher transfer GPA can increase your chances of receiving such financial aid. For example, some universities have specific GPA thresholds that students must meet to qualify for transfer scholarships.
How Can You Keep Your GPA Strong After Transferring?

If you performed well in your first college, it can be discouraging to find out that your transfer credits don’t count toward your GPA at your new institution. However, you can employ strategies that help keep your GPA strong as a transfer student.
Understand Your New Academic Environment
Take time to familiarize yourself with your new institution’s policies, course structures, and evaluation methods. Make sure you understand grading criteria, assignment deadlines, and exam schedules for each class.
Engage with Academic Advisors Early
Schedule meetings with your academic advisor to discuss your course selections, degree requirements, and any concerns you may have. Advisors can help you create a balanced course load that aligns with your academic strengths and career goals.
Attend Classes Regularly and Participate Actively
Regular attendance is essential to grasp the course content and stay updated on any changes in the syllabus or assignments. Active participation in class discussions and activities enhances your understanding and retention of the material.
Utilize Office Hours and Seek Help When Needed
Take advantage of professors’ office hours to ask questions, seek clarification on complex topics, and discuss your progress. Building rapport with your instructors can provide additional academic support, so don’t hesitate to seek help early if you’re struggling with course material.
College Transfer Credits Won’t Affect Your GPA, but They Can Help You Graduate Faster

Although your transfer credits don’t affect your GPA at your new college, they can certainly make finishing your degree easier and less expensive. Plus, you can still use your past grades to serve as an indicator of your academic proficiency and influence your eligibility for admission, scholarships, and academic advising decisions. Let The University of Olivet show you how to make your transfer credits work for you with our Bachelor’s Degree Completion Programs today.